Real Returns YOY since you started investing!!
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Printed Date: 03/May/2025 at 7:37am
Topic: Real Returns YOY since you started investing!!
Posted By: Crimsonarcher
Subject: Real Returns YOY since you started investing!!
Date Posted: 26/Oct/2009 at 10:06am
I just wanted to gauge how people have done on their investments on a whole (cumulative) Year on Year. So for ex you had 1 Lakh to start with and put 50K in FDs @10% and the rest in Equities where you gained 30% YOY, so you average return YOY would be around 20% YOY (weighted mean of investments in FD and equity). You could add real estate as an investment option, futures/options trading, commodities what ever you like, but then provide a realistic estimate of what your returns were like YOY!! Just an experiment to see how our knowledge of the markets, actually reflects in our results!!
Removed multiple votes as per Basant's comment. I thought the people on Equity Desk would be more honest than the politicians!!!
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Replies:
Posted By: basant
Date Posted: 26/Oct/2009 at 10:14am
Think you should stop multiple votes because there could be rigging and booth capturing!!!
------------- 'The Thoughtful Investor: A Journey to Financial Freedom Through Stock Market Investing' - A Book on Equity Investing especially for Indian Investors. Book your copy now: www.thethoughtfulinvestor.in
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Posted By: Crimsonarcher
Date Posted: 26/Oct/2009 at 10:34am
Thank you Basant for your comment and have changed it. But I'm surprised i've got 3 votes of 50% and more, because if you repeat that performance for 40 years you would be much richer than Warren Buffet and i doubt 3 people out of 4 on Equity Desk would do so well :)) I'm looking for realistic votes, and i've cast 5-10%!!
And if you see since my returns are 5-10%, ie the same as FDs at 8% or so, i might have lost more money in equities than actually made any gains. So it makes sense to diversify only when you are 100% positive on equities doing better else stick with FDs.
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Posted By: basant
Date Posted: 26/Oct/2009 at 10:42am
That is why we said that a poll without a Chief Election Commissioner is a dangerous proposition.
------------- 'The Thoughtful Investor: A Journey to Financial Freedom Through Stock Market Investing' - A Book on Equity Investing especially for Indian Investors. Book your copy now: www.thethoughtfulinvestor.in
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Posted By: leo2007
Date Posted: 26/Oct/2009 at 11:01am
Voted. I have no investment ( deposit) in FD and realestate so I cannot compare with them. .
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Posted By: omshivaya
Date Posted: 27/Oct/2009 at 12:05pm
Voted.
------------- The most important quality for an investor is temperament,not intellect.A temperament that neither derives great pleasure from being with the crowd nor against it
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Posted By: rajnsharma
Date Posted: 27/Oct/2009 at 12:18pm
Posted By: rapidriser
Date Posted: 27/Oct/2009 at 1:25pm
deleted
------------- When all else is lost, the future still remains. - Christian Nestell Bovée
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Posted By: samirarora
Date Posted: 27/Oct/2009 at 4:46pm
Originally posted by Crimsonarcher
Thank you Basant for your comment and have changed it. But I'm surprised i've got 3 votes of 50% and more, because if you repeat that performance for 40 years you would be much richer than Warren Buffet and i doubt 3 people out of 4 on Equity Desk would do so well :)) I'm looking for realistic votes, and i've cast 5-10%!!
And if you see since my returns are 5-10%, ie the same as FDs at 8% or so, i might have lost more money in equities than actually made any gains. So it makes sense to diversify only when you are 100% positive on equities doing better else stick with FDs. |
Why is it so difficult to be on returns of 50 percent of more, since on started investing? I dont quite understand and i am hardly surprised that members are sitting on that kind of returns...isnt that the reason to be in the stock market in the first place?
best wishes,
samir
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Posted By: basant
Date Posted: 27/Oct/2009 at 4:56pm
Taleb would call a 50%+ return as a rarity a Black Swan a random chance event - and so would I.
------------- 'The Thoughtful Investor: A Journey to Financial Freedom Through Stock Market Investing' - A Book on Equity Investing especially for Indian Investors. Book your copy now: www.thethoughtfulinvestor.in
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Posted By: Crimsonarcher
Date Posted: 27/Oct/2009 at 4:56pm
Originally posted by samirarora
Originally posted by Crimsonarcher
Thank you Basant for your comment and have changed it. But I'm surprised i've got 3 votes of 50% and more, because if you repeat that performance for 40 years you would be much richer than Warren Buffet and i doubt 3 people out of 4 on Equity Desk would do so well :)) I'm looking for realistic votes, and i've cast 5-10%!!
And if you see since my returns are 5-10%, ie the same as FDs at 8% or so, i might have lost more money in equities than actually made any gains. So it makes sense to diversify only when you are 100% positive on equities doing better else stick with FDs. |
Why is it so difficult to be on returns of 50 percent of more, since on started investing? I dont quite understand and i am hardly surprised that members are sitting on that kind of returns...isnt that the reason to be in the stock market in the first place?
best wishes,
samir |
Is it 50% growth YOY on all your investible assets? You might make 2-3 times your money in 2-3 years in equities but what portion of your investible funds are in those? Also can you repeat this YOY for how many years? I know some like Rakesh jhunjhunwala have done 40-80 times in every 6 years for 30 years, but that would be very rare, and if you could then you should soon be in that league. But yeah i've now got 6 responses of 50% or more so maybe there are people who do that kind of returns.
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Posted By: prashantmohta
Date Posted: 27/Oct/2009 at 5:44pm
Posted By: rapidriser
Date Posted: 27/Oct/2009 at 9:20pm
Only one person has negative returns?
Either the people who lost money are very shy and reticent, or at least some respondents are overstating their inveting success.
------------- When all else is lost, the future still remains. - Christian Nestell Bovée
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Posted By: amol.karale
Date Posted: 27/Oct/2009 at 2:29am
Posted By: basant
Date Posted: 27/Oct/2009 at 10:17am
This poll has perplexed me. I thought that there wouldn't be too many people having a 50%+ return but the data shows something else. Now there should be no incentive for anyone to wrongly cast his vote because he gains nothing out of this because there is no display of his identity but still it would be nice if we can have an honest poll.
I guess the idea is to compute returns since inception and not for the past one year!
------------- 'The Thoughtful Investor: A Journey to Financial Freedom Through Stock Market Investing' - A Book on Equity Investing especially for Indian Investors. Book your copy now: www.thethoughtfulinvestor.in
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Posted By: Shikari_Shambu
Date Posted: 27/Oct/2009 at 10:32am
I had voted (10-20%) for last 3 yrs or so...With all my efforts and strategies , I might have underperformed index ...I probably should have bought an Index fund or some good rated MFs..
main culprits if I can remember are DishTV (had bought at 80 odd and sold at 30)...Pantaloon (bought at 500+ and had sold at 270 odd)...
Even with a few doublers and triplers, my overall returns are not good...shows that the most important thing is to avoid BIG mistakes...its better to let some opportunities pass by...loss minimization is key, upside will take care of itself.
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Posted By: chimak10
Date Posted: 27/Oct/2009 at 10:46am
Hehe.........voted...........20-30%..........was the first one who voted in that category....seems like 20-10% is the majority.........
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Posted By: nazgul
Date Posted: 27/Oct/2009 at 11:03am
proudly casted my ballot.....he he......20-30% on an average....
Am perplexed with so many people getting returns above 50%.
Looks like inke sath trading company kholni padegi...
hope there are no mungeris there....
------------- I don't do funds, i do fundas.
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Posted By: Crimsonarcher
Date Posted: 27/Oct/2009 at 11:06am
Originally posted by basant
This poll has perplexed me. I thought that there wouldn't be too many people having a 50%+ return but the data shows something else. Now there should be no incentive for anyone to wrongly cast his vote because he gains nothing out of this because there is no display of his identity but still it would be nice if we can have an honest poll.
I guess the idea is to compute returns since inception and not for the past one year!
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Yeah even i was surprised people quoting 50% + as there is no pressure on you to quote false figures. But one way to address this is
1. The vote must be from people who have invested for atleast 3 years so that bear markets are also accounted in their results
2. Ignore the 50%+ category as thats impossible over a long duration of 3+ years, or the people who have voted that, should post the stock they bought (buy and sell price also) that gave them that kind of return to pull entire portfolio returns to 50%+. We could even ask for the rational for picking that investment and how they would sustain it going forward.
But one thing i found interesting was some people are quoting the truth and infact inspite of having multibaggers in your portfolio, overall returns would be 10-20% over a longer duration because you made the fatal mistake of putting your gains into a stock that declined. In fact i recall tamasek lost some 40$Bn in the financial crisis because of this, including investment of 5$Bn in merrill lynch. They would have taken 20 years to make that 40$bn, but in 1 6 month period lost the whole thing and chairman had to resign.
I think if you confront the facts directly it would help improve your decisions going forward. So i'm hoping many people benefit out of this excercise.
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Posted By: Mohan
Date Posted: 27/Oct/2009 at 11:46am
Originally posted by basant
This poll has perplexed me. I thought that there wouldn't be too many people having a 50%+ return but the data shows something else. Now there should be no incentive for anyone to wrongly cast his vote because he gains nothing out of this because there is no display of his identity but still it would be nice if we can have an honest poll.
I guess the idea is to compute returns since inception and not for the past one year!
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The poll has perplexed everyone in one way or another.
------------- Be fearful when others are greedy and be greedy when others are fearful.
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Posted By: tigershark
Date Posted: 28/Oct/2009 at 2:12pm
the first mungeri thread on TED !
------------- understanding both the power of compound return and the difficulty getting it is the heart and soul of understanding a lot of things
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Posted By: Crimsonarcher
Date Posted: 28/Oct/2009 at 7:57am
Originally posted by tigershark
the first mungeri thread on TED !
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what does this mean?
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Posted By: Crimsonarcher
Date Posted: 30/Oct/2009 at 5:35pm
People posting 25%+ can you please let me know which stocks gave you those kind of returns, when did you buy at what price and when did you sell it and at what price?
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Posted By: chaudhuris
Date Posted: 02/Nov/2009 at 12:51pm
I have just over 30% return. Main culprit of outperformance - Sesa Goa (200x), and to some extent- ITC (6x). Most purchases have been in 2003-04 time. Some purchases in 07 period that have been mixed (FDC has done well), and a bunch of purchases in 08 and 09. Over a period of 6.5 yrs, portfolio is up about 5-5.5x times.
I learnt a lot in the last 6-7 years that I am finally beginning to apply. Still learning every day. Thank heavens I did not take up Finance in my MBA days - I would have ruined myself chasing Betas and EMT.
------------- Only when the last tree has been cut down
Only when the last river has been poisoned
Only when the last fish has been caught
Only then will you find that money cannot be eaten. ~ Cree Philosophy
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Posted By: Crimsonarcher
Date Posted: 02/Nov/2009 at 1:33pm
Originally posted by chaudhuris
I have just over 30% return. Main culprit of outperformance - Sesa Goa (200x), and to some extent- ITC (6x). Most purchases have been in 2003-04 time. Some purchases in 07 period that have been mixed (FDC has done well), and a bunch of purchases in 08 and 09. Over a period of 6.5 yrs, portfolio is up about 5-5.5x times.
I learnt a lot in the last 6-7 years that I am finally beginning to apply. Still learning every day. Thank heavens I did not take up Finance in my MBA days - I would have ruined myself chasing Betas and EMT.  |
Hmm.. congrats on the 200 bagger on Sesa goa... i too realise if you look too much into finances you would ruin your returns. better to follow the price of a stock only!!
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Posted By: samirarora
Date Posted: 02/Nov/2009 at 7:04pm
A point to be noted is...
one has only made what one has taken out of the markets, as as long as the money is IN the market, all gains and losses are notional.
A 5 bagger could just as well get divided by 10 sometimes and of coarse, a 5 bagger could also become a 20 bagger.
i have made money and yet i have made none at all as all i have ever done is jump from one dish to another.. and who knows what the end result will be!!! 
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Posted By: Crimsonarcher
Date Posted: 02/Nov/2009 at 8:51am
This post got some heated arguments...but my idea what to reflect how even a huge multibagger can affect your portfolio returns, if you don't invest time in capital allocation. Also its not that difficult to find multibaggers if you intend to hold for the duration you did with sesa goa. In case of sesa goa even the commodity cycle helped you, which would have been the case with real estate/cement etc. Going forward i think prices discount forward earnings so not sure if there are many opportunities for a mega-multibagger right now.
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Posted By: chimak10
Date Posted: 02/Nov/2009 at 9:36am
That's weird to have 200 bagger in portfolio..... and still have just 5 to 6 times return.
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