I have kept some money in FD which covers about one year of my expenses. This is something like funds for emergency. I have also bought an apartment to live in. I do not consider above as part of my investible money.
Other than above, I have invested almost 95% of investible money in equities and in the process of making it 100%. Besides, I also divert my monthly savings out of salary to my investible money and regularly put it in equities. I do not see myself out of equities unless forced to encash in case massive bubble of Harshad Mehta proportion develops.
I do not have any loans outstanding to pay. Hence, my networth, excluding emergency fund and apartment, is amost fully in equities.
Edited by Monkey - 23/Oct/2011 at 9:19am