Future Portfolio for a minor child

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Topic: Future Portfolio for a minor child

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asterix24
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Joined: 31/Aug/2008
Location: India
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Posts: 25

Posted: 05/Jul/2010 at 8:33pm

Thank you, Basantji. I had got confused on how to calculate RoE, but finally managed to get the right figures through your post and some further reading on web.

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snehaldani
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Joined: 29/May/2007
Location: India
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Posts: 518

Posted: 05/Jul/2010 at 9:52pm

Came across this interesting thread today only.

I would share my personal experience which may be of use to members around here.

About 22 years back, for my son of less than 2, I had acquired 50 Reliance F debentures at around Rs.100 each which eventually got converted into 50 Reliance shares. The number of shares have now become 200 due to 2 bonuses of 1:1. ADAG shares have been acquired free courtesy the holding.

I am more than satisfied lot today. I would believe that even now one can possibly bat on the business acumen of Mukesh to continue to give superlative, inflation adujsted real returns over a long period of time.

Of course, there are many other names that also come to mind. May be, L & T, Kotak Bank, SBI etc.

Snehal P.Dani

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pkumar
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Joined: 25/Feb/2010
Location: India
Online Status: Offline
Posts: 135

Posted: 06/Jul/2010 at 2:22pm

I am expecting a baby early next year and will like to go for following with SIP route(buying when others are selling) The list includes market leaders and defensive bets

SBI
HDFC
BHEL
TATA Power
TCS
Castrol
Nestle
NIIT
Navneet
Pidilite
Sintex
Apollo Hospital

Reliance

Feedback will benignly solicited

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TCSer
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Joined: 17/Mar/2008
Location: India
Online Status: Offline
Posts: 1882

Posted: 12/Jan/2011 at 10:29pm

ICICI BANK & TCS & ALL TATA GROUP COMAPNISES SPECIALLY IN NON CYCLICAL LIKE TITAN,CMC,TCS,TATA POWER

Share market is nothing but a game of temperament. Success mantra Right Price,Right Business,Patience, Conviction .Do not do panic buying or selling.It may be the only profession where inactivity pays

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ash7979
Senior Member

Joined: 19/May/2010
Location: India
Online Status: Offline
Posts: 324

Posted: 12/Jan/2011 at 12:45pm

Originally posted by TCSer

ICICI BANK & TCS & ALL TATA GROUP COMAPNISES SPECIALLY IN NON CYCLICAL LIKE TITAN,CMC,TCS,TATA POWER

If its is for Very LT say 20 years & margin of safety is prime concerned then I will not go away from Top 100 stocks...I will choose 4-5 stocks from Top 100 stocks & stick to them Until they stay inside Top 100 Club, if anybody go out from top 100 Club then that stock also will go out from my LT portfolio & another stock from Top 100 will come in (depends on Sector)..

My Top 5 Picks from Top 100 would be:

TCS or Infosys (Any one not both)
SBI or HDFC Bank
Nestle
Titan
JSW Energy

My Picks are from Across the sectors IT,Banking,Consumer.Retail & Power from top 100 stocks & all 5 have Huge Scale of opportunity & they can keep growing in next 20 years & I don't think any of these can perish in next 20 years (Nestle may go for delisting, but can not Bust)

I think Jindals are going to be next Ambanis so, I bet on JSW energy or may be we can go for Jindal steel & Power, but I will keep at least one company from Jindals..

You know your 5 lacs can become 500 lacs or 5 Cr in 20 years...with a CAGR return.......ONLY 25.89...

I can think above 5 stocks can achieve this for you.

I am also seriously thinking to put 1 lacs each in above mentioned stocks for 20 years for my son (he is around 2 years old Now) but waiting for right time or Right prices (Timing the Market...OLD habits die hard Embarrassed

Edited by ash7979 - 12/Jan/2011 at 12:52pm

Fear can hold you prisoner. Hope can set you free....

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tejas.k
Senior Member

Joined: 07/Dec/2009
Location: India
Online Status: Offline
Posts: 563

Posted: 15/Mar/2011 at 12:24pm

Hi guys,
My father in law has given some money to me for investing for my daughter. (1.5 yrs old).. He wants me to invest in so called children plans. ( which are nothing but ULIPS and hate them). I have convinced him but still he wants child tag in the product name :-). Fortunately theirs a mutual fund HDFC Children gift investment plan. This a equity oriented hybrid fund and has clearly outperformed all peers. (the nearest 2 are from hdfc. hdc prudence and hdfc balance. Last year 18% and last 3 year 15.5% CAGR. (May be because TTK prestige that it holds? )

I liked this fund. But if take a conservative 12% CAGR, the corpus doesn't look that great. (I am looking at 10-15 years). Dont call me greedy but that amount may not mean much 10/15 years down the line. So i was wondering if should consider some stock instead? (Just one. I don't want to split it into n stocks). If one were to consider one stock, what would that be?? Nestle, ITC, Titan are the ones that come to my mind.
It would be great if you could share your views.

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somu0915
Senior Member

Joined: 25/Nov/2008
Location: India
Online Status: Offline
Posts: 703

Posted: 15/Mar/2011 at 12:45pm

Castrol

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itpro
Senior Member

Joined: 10/Mar/2011
Online Status: Offline
Posts: 149

Posted: 15/Mar/2011 at 11:27am

Godrej Industries... Recommended by RD. Also good analysis by Barlaji.

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