A lot. it has changed the entire mental set up. Without TED I would have just bought HDFC bank in the banking sector that is because here I learnt how to analyse banking stocks through Mr Praharaj's sermons!While X-Box was a vocal force in YES Bank I would have never bothered to check up the fundamentals of that company had it not been for that constant barrage of posts day in and day out.

Now buying HDFC Bank would have been the easiest thing to do but certainly not the best.That is because this is a discovered company. Axis I thought would be as good and efficient a bank avaialbel at a discount to HDFC bank.

One video that made a huge difference to me was Buffet's comment on LTCM " They bet what was necessary and important to achieve what was unnecessary and unimportant"!

I thought of my stocks a similar way and thought of diversifying. But the moment i started to buy new companies from new sectors I was again disturbed by that Buffet thought of putting a huge amount of money in Amex because that was a better option.

So while normally I could have let some of the relatively overvalued positions run in the portfolio I decided not to. On the other hand reading so much about Buffet day in and day out I was introduced to banks and insurance companies but I did not buy Insurance companies like that because Buffet did not suggest buying Insurance companies at any price.

So when we got to pricing I started to look at banks and above all Pabrai's concept of heads I win and Tails I do not lose much fitted the bill perfectly.

Now coming back to the company I love to hate "Educomp" my bhua's son is in that PE which exited Educomp. I will not take names here but I did not listen to him when the price was right to buy but as soon as the price went above my head I had to raise an alarm. That is because I had to justify stocks from the posts and we canm justify a stock only upto one or two year forward earnings.Had it not been for TED I would have held on and made some money but would have risked myself from losing my  capital one fine day -TED taught me to discuss stocks with resposnsibility and look more at the fundamentals rather then the price.

Who thought that stocks would fall 15% today but they did and we came out of it very well. At TED I learnt not to panic, I learnt that all these smart guys on the idiot box are only as good as the box.

I do not care where stocks go earlier I used to handle gossips from people who used to call up and say "Dekha RNRL ka bhaav!" These days I say "Agar tere paas nahi hai toh what are you gaining from discussing about a stock which neither me nor you hold?"

TED has changed me a lot. I was very aggressive when TED started. Wanted to answer any question on Tv18 and PRIL. these days I am not bothered if I find someone with an intention that extends more into argument then understanding.My favourite quote is “Do what you want to after all it is your money”

I avoid entering into any communication with people whose agenda is not one of discussion but of argument.

·          I do not care if some one calls and tells me that I made a 100 bagger in Unitech because making a 100 bagger from a 1% allocation can create excitement but making a 100 bagger from a 50% allocation can change a life!

·          I learnt that markets could go higher then we think and lower then we fear.

·          I learnt about Buffet and Pabrai.

·          I learnt how an engineer who had little financial knowledge could pick up a winner and stick to it.

·          I learnt how a person  who is barely 20 could bet on stocks  with reason.

·          I learnt the passion that makes people who are not doing any other work. have a dream about creating wealth from this market.

·          I learnt that chatting sites and discussion forum is a place where people can communicate for 15 months without using abusive language.

·          I learnt that there is more to life then making a lot of money.I get several offers of a partnership and turning this site as pay but that is not what TED was conceived for. There are several ways to make money.

·          I learnt how much we could help each other without writing a single check. TED is like a river that flows across our homes and all that we have to do is go out and take a bucket of water.

·          Overall I have gained from TED as much as you all have but in my own ways