Originally posted by basant Originally posted by valueman This is the first time I am facing a bearish phase in stock market as I entered Stock Market for the first time in 2003 .Luckily this is the same period I have good liquidity position due to sale of some Real estate and maturity of bonds/FDs etc and the bumper sale that market is offering now for some of the stocks that I was keen to invest is something I never expected and I am happy with this fall as I am getting the stocks at very much cheaper rates than I originally expected .   Woudl request you to exerise extreme caution and diligence before investing such funds. Falling markets create a mirage for investors and the chances to get sucked into that is very very high.   Of course this is the best time to buy stocks - question is which stocks?

Basantji

Thanks for ur inputs .I have been extremely careful with the funds that I have and in fact having a tough time convincing my mother about keeping the money in Savings Account for the past 6 months and right from 21,000 with every fall my mother asks me what more I  want to fall and I tell her that unless and until the companies I intend to invest ( for the next 5 years ) are available at the right price I will not invest and also I invest in a step by step manner .So even now I am only 25% invested and stay 75% in cash and will be adopting a cautious step by step method .
TED has been a very good learning phase for me and while 2003-2008 was my first phase of investing ( it was a safe and sensible phase for me ), I consider 2008-2013 as the next phase in my investing life and all investments that I make now are targeted for this 5 year period and I cant get a better discount than now ( with a possibility of 10-20% more discount in future as market worsens ) .
I treat my investments as a KVP deposit .

U.S. stock index futures were pointing a lower opening Monday, leaving Wall Street's blue-chip index on track for what could be the biggest June decline in percentage terms since the Depression.

source : www.marketwatch.com

Between Pril and Titan , at this time which one you suggest to accumulate and Why?

Both are in the TED XI so you could actually split your investment.